Non-Resident Indian families invest in India through NRE or NRO accounts. We explain the paperwork and process, help with onboarding, and hold reviews of your holdings online at times that suit your time zone.
What is it?
NRIs can invest in Indian mutual funds and several other products through an NRE or NRO bank account, subject to KYC, FATCA and fund-house eligibility rules.
We guide you through account choice, documentation and the investing process, and coordinate with your family in India where useful.
Who can invest?
- NRIs and PIOs with valid KYC and an NRE or NRO bank account
- Residents of countries accepted by the chosen fund house
- Investors who can provide the required overseas address proof and FATCA declaration
How it works
- 1
Eligibility check
Country of residence, accounts and fund-house acceptance.
- 2
KYC & documents
PAN, passport, visa or residence proof, overseas address proof and FATCA declaration.
- 3
Invest
SIP or lumpsum from your NRE or NRO account, in the schemes you choose.
- 4
Service online
Video or phone calls and clear statements for your records.
Key things to know
- Some fund houses restrict or do not accept investments from residents of certain countries, such as the USA and Canada; we check this first.
- NRE and NRO accounts have different repatriation and tax rules.
- Tax deducted at source and treaty benefits depend on your residency and the product; consult a qualified tax professional.
- Rules change; ask us for the current position before investing.
Frequently asked questions
Can NRIs invest in Indian mutual funds?
Yes, through an NRE or NRO account and after completing KYC and FATCA formalities, subject to each fund house’s acceptance of your country of residence.
What documents do I need?
Typically PAN, passport, visa or residence permit, overseas address proof, passport-size photographs and bank details for your NRE or NRO account. We give you a checklist.
Can I invest from the USA or Canada?
Some fund houses do not accept new investments from residents of these countries, mainly because of regulatory requirements. We will confirm which options are currently open to you.
Can I repatriate my money?
Investments made from an NRE account are generally repatriable. Investments made from an NRO account are subject to prescribed limits and tax compliance. Please check the current rules with us.
Do I need to visit India?
Not necessarily. Much of the process can be completed digitally or by courier, and our team can coordinate with a trusted family member in India if required.
How is tax handled for NRIs?
Tax is generally deducted at source on redemptions at rates that depend on the type of scheme and holding period, and a tax treaty may apply in your country of residence. Please consult a qualified tax professional.
Let us understand your goals first
A short, no-obligation conversation with our team in Jamnagar, or online for NRI families.
Book a consultation
We use your details only to respond to you. Privacy Policy