Home Loan vs SIP Calculator
See an illustrative comparison between the total interest on a loan and the corpus that a SIP of the same monthly amount could build over the same period.
Illustrative result
Monthly EMI
₹44,986
Total interest paid
₹57.97 L
SIP corpus with the same monthly amount
₹4.14 Cr
SIP corpus minus total interest
₹3.56 Cr
Growth over time
Results are illustrative only and not a guarantee of returns.
Calculators
The calculator computes the EMI for your loan and, in parallel, the value of a SIP of the same amount at the assumed rate. It is not a recommendation to avoid or prepay a loan; it is meant to give you a fuller picture.
Frequently asked questions
Should I skip a home loan and invest instead?
This calculator does not suggest that. Owning a home has benefits beyond numbers, and investment returns are not assured. It simply puts two figures side by side.
Why does it use the same monthly amount?
So that the comparison is like-for-like: the same cash leaves your account each month.
Talk to us about your plan
A short, no-obligation conversation with our team in Jamnagar, or online for NRI families.